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Team Distinction, the mortgage brokers of Greater Montreal.

Best market rates among more than 25 institutions


Are you in search of a mortgage broker for future financing?
Team Distinction of Multi-Prêts Hypothèques, consisting of fifty mortgage brokers, is eager to serve you.


Multi-Loan Mortgage

Team Distinction of Multi-Prêts Hypothèques

Team Distinction is a pillar within Quebec’s mortgage industry. True to the philosophy of the Multi-Prêts firm, our team secures the most competitive rates available for our clients. Our services do not stop there; we proudly provide clients with mortgage advice tailored to their unique needs.

Above all, our goal is to make securing a mortgage as seamless as possible. To do so, we use advanced tech tools to automate administrative tasks and optimize our client-focused service. This simplified approach to mortgage brokerage is our greatest strength. Not to mention, our services are free.

Team Distinction caters to all residents within the province of Quebec, such as the Greater Montreal Area, Laval, the Laurentians, the North and South Shores. A member of our team would love to discuss your real-estate projects and goals. Appointments can be held in the comfort of your own home or in one of our various offices. Alternatively, simply communicate via videoconference, phone or email with one of our brokers to get pre-qualified today!

Team Distinction

Who is Multi-Prêts Hypothèques?

Multi-Prêts Hypothèques is of the largest mortgage brokerage firms in Quebec, having proudly served the province for upwards of forty years. As such, our firm’s extensive knowledge of strategy, mortgage trends and mortgage product specifics sets us apart from the competition. We at Multi-Prêts have access to over twenty banks and mortgage lenders in Quebec, to ensure your mortgage needs are met.

Multi-Prêts brokers are primarily grouped into teams across various regions of Quebec; such as Team Distinction.


Mortgage broker

Why use a mortgage broker?

At Multi-Prêts Hypothèques, protecting our client’s best interest is not only our legal obligation, but genuinely our top priority. A Multi-Prêts broker’s mission is to advise and aid client’s in securing financing while ensuring the mortgage product is optimized to their unique situation by considering their long-term needs. Naturally, Team Distinction shares and embodies these same values and continues to implement innovative tools to better serve you. Further, we are in a constant state of learning, to ensure we are providing you with the most up to date strategies and information.

Team Distinction continues to build strong relationships with industry partners, especially mortgage lenders and their representatives. These relationships allow us to offer exclusive rates, conditions and turn-around times to our clients. The benefits of working with our well-respected team will undoubtedly emerge throughout your transaction. Our clients report high levels of satisfaction and nearly always refer our team to their family and friends. Earning their trust is our greatest reward.

Further, working with a broker from Team Distinction will save you time. You are no longer required to scout the dozens of mortgage lenders servicing the province of Quebec. Our brokers do the searching and corresponding on your behalf. The broker will prepare your file, analyze it, and proceed to present you with various financing options available to you. While the interest rate is most certainly relevant, it is not the most important criteria. Your mortgage broker will undoubtedly explain the various pros, cons and financing conditions associated with the options they are presenting to you. However, you certainly remain in control: should you be unsatisfied with the options before you, you are under no obligation to proceed nor are you charged a fee.

Who uses a Multi-Prêts Mortgage Broker

Multi-Prêts Hypothèques represents individuals of all client-profiles. Team Distinction does the same. Our services are available to anyone wishing to secure optimized financing conditions. You may resonate with one of the various client-profiles we service:

Banks can be quite demanding of first-time homebuyers. A first-time homeowner’s risk of defaulting on a payment is considered higher and obtaining a loan is more complicated than for applicants with pre-existing mortgage loans. From calculating a down payment, debt ratios or hypothetical monthly payments, to applying for a mortgage and navigating the conditions of an initial approval, a mortgage broker is essential.

Do you wish to renegotiate the terms of an existing mortgage or increase the amount of your loan to obtain more liquidity? Refinancing is a superb option to consider to cover hefty expenses such as a new investment opportunity or perhaps the execution of work on your existing property. Multi-Prêts Hypothèques’ Team Distinction will guide you throughout the refinancing or renewing your mortgage, while asking you pertinent questions to ensure your long-term needs are considered as well.

In fact, we pride ourselves on being virtually the only mortgage professionals who accompany our clients beyond their mortgage application and approval. Should you secure financing today, your Distinction broker will be ready to service you five years from now to renew your loan and revaluate your needs. The privilege of working with a broker who you know and trust rarely exists in financial institutions, where advisors are often shuffled into new positions and replaced throughout your mortgage term.

Debt consolidation is a process that combines your existing debts such as a mortgage and assorted personal loans into a single contract and sum. Rather than managing several monthly payments and their respective due dates, the loans become one. This operation allows for optimized budget management and also provides peace of mind.

Do you wish to invest in real estate or are you already an investor? Our brokers can guide you through the multi-residential and commercial mortgage financing processes. Allow us the pleasure of maximizing the success and profitability of your investment.



Why get pre-qualified?

A member of Team Distinction will assist you in assembling your mortgage loan application. During this process, your broker will source a pre-qualification on your behalf with one or several banks. A pre-qualification determines your borrowing capacity and confirms the maximum amount a lender is willing to grant you. This is a key first step in the financing of your project.

However, a pre-qualification does not guarantee a loan. You still need to negotiate the terms of the loan and prove you are capable of managing a new loan. It is our role to advocate for your during this stage of the transaction. We know how to react and adapt to various obstacles and situations: we are very familiar with both the goals and difficulties of our clients. Before becoming mortgage brokers, many of us were employees. And like you, our team still consists of determined parents or ambitious singles with big dreams and projects.

Our expertise is simply a bonus that allows us to speak the bank’s language and negotiate terms and conditions on your behalf, best suited to your client-profile.


Mortgage Calculator

Calculate and optimize your mortgage payments

Team Distinction uses a mortgage calculator provided by Multi-Prêts Hypothèques. This tool, both accurate and reliable, allows for an overview of your future mortgage financing. We invite you to simulate a future loan using this calculator before making an appointment with one of our brokers.

If the calculator indicates risk of implying strain on your finances, we will be direct in disclosing our findings. We much prefer establishing long-term relationships with our clients, which is why we are committed to transparency and honesty. Our number one rule is that clients must be comfortable with the monthly payment being asked of them. It is important to respect your budget and comfort levels, not only rely on the loan a bank is willing to grant you.

Our offices

Visit us

– Our main office
3737 Crémazie East, suite 502, Montreal, QC.


– Satellite office
4702 Louis-B-Mayer, suite 200, Laval, QC.

Our financial partners

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