{"id":2383,"date":"2022-06-13T16:42:40","date_gmt":"2022-06-13T20:42:40","guid":{"rendered":"https:\/\/lescourtiershypothecaires.ca\/calculateur-pret-hypothecaire\/"},"modified":"2024-11-01T10:19:35","modified_gmt":"2024-11-01T14:19:35","slug":"mortgage-calculator","status":"publish","type":"page","link":"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/","title":{"rendered":"Mortgage calculator"},"content":{"rendered":"<p>[vc_row full_height=&#8221;yes&#8221; columns_placement=&#8221;bottom&#8221; parallax=&#8221;enable_parallax&#8221; enable_content_animation=&#8221;yes&#8221; ca_init_scale_x=&#8221;1&#8243; ca_init_scale_y=&#8221;1&#8243; ca_init_opacity=&#8221;0&#8243; ca_an_scale_x=&#8221;1&#8243; ca_an_scale_y=&#8221;1&#8243; ca_an_opacity=&#8221;1&#8243; bg_position=&#8221;custom&#8221; enable_overlay=&#8221;yes&#8221; css=&#8221;.vc_custom_1663638594600{padding-bottom: 100px !important;background: #111214 url(https:\/\/lescourtiershypothecaires.ca\/wp-content\/uploads\/2022\/09\/juan-davila-P8PlK2nGwqA-unsplash.jpg?id=1118);background-position:center;background-repeat:-repeat;background-size:cover;}&#8221; responsive_css=&#8221;padding_top_large:200px|padding_bottom_large:200px|padding_right_medium:7%25|padding_bottom_medium:15vw|padding_left_medium:7%25&#8243; ca_duration=&#8221;1600&#8243; ca_start_delay=&#8221;850&#8243; ca_delay=&#8221;160&#8243; ca_init_translate_y=&#8221;25&#8243; bg_pos_h=&#8221;80%&#8221; bg_pos_v=&#8221;50%&#8221; overlay_bg=&#8221;rgba(0, 0, 0, 0.69)&#8221;][vc_column]<style>.ld_fancy_heading_69d4580dce0c3 h1{color:rgb(255, 255, 255);}.ld_fancy_heading_69d4580dce0c3 h1 {padding-top:100px !important;  } .ld_fancy_heading_69d4580dce0c3 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dce0c3 h1 {padding-top:100px !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69d4580dce0c3\">\n\t<h1 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-lines h1\"   data-split-text=\"true\" data-split-options='{\"type\":\"lines\"}'>  Mortgage Loan Calculator &#8211; Simplified Mortgage Payment Calculation<\/h1><\/div><style>.ld_fancy_heading_69d4580dce44c p{color:rgb(255, 255, 255);}.ld_fancy_heading_69d4580dce44c p {font-size:17px; } .ld_fancy_heading_69d4580dce44c p {line-height:28px; } .ld_fancy_heading_69d4580dce44c p {--element-line-height:28px; } .ld_fancy_heading_69d4580dce44c p {margin-bottom:1em !important;  } .ld_fancy_heading_69d4580dce44c .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dce44c p {font-size:17px; } .ld_fancy_heading_69d4580dce44c p {line-height:28px; } .ld_fancy_heading_69d4580dce44c p {--element-line-height:28px; } .ld_fancy_heading_69d4580dce44c p {margin-bottom:1em !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69d4580dce44c\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-words\"  data-inview=\"true\" data-transition-delay=\"true\" data-delay-options=\"{&quot;elements&quot;:&quot;.lqd-highlight-inner&quot;,&quot;delayType&quot;:&quot;transition&quot;}\"  data-split-text=\"true\" data-split-options='{\"type\":\"words\"}' data-custom-animations=\"true\" data-ca-options='{\"triggerHandler\":\"inview\",\"animationTarget\":\".lqd-words > .split-inner\",\"duration\":\"1500\",\"startDelay\":\"100\",\"delay\":\"40\",\"ease\":\"bounce.inOut\",\"direction\":\"random\",\"initValues\":{\"opacity\":0},\"animations\":{\"opacity\":1}}'>  Have you found an interesting property or are you about to start shopping for a single-family home, condo, or duplex? To see if your project is feasible, the <mark class=\"lqd-highlight\"><span class=\"lqd-highlight-txt\"  >Multi-Pr\u00eats mortgage<\/span><span class=\"lqd-highlight-inner\"><svg class=\"lqd-highlight-brush-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"235.509\" height=\"13.504\" viewBox=\"0 0 235.509 13.504\" aria-hidden=\"true\" preserveAspectRatio=\"none\"><path d=\"M163,.383a13.044,13.044,0,0,1,1.517-.072,3.528,3.528,0,0,1,1.237-.134q.618.044,1.237.044a.249.249,0,0,1-.1.178.337.337,0,0,0-.1.266q3.092.088,6.184-.044T178.953.4l-.206-.088a12,12,0,0,0,4.123,0,13.467,13.467,0,0,1,5.772,0q1.443-.178,2.68-.266A5.978,5.978,0,0,1,193.8.4,16.707,16.707,0,0,1,198.01.045q2.164.088,4.844.088-.618.088-.824.134L201.412.4a3.893,3.893,0,0,0,2.061,0,5.413,5.413,0,0,1,1.649-.356q.618.088,1.134.178a9.762,9.762,0,0,0,1.544.09,17,17,0,0,1,3.092-.266q1.649,0,3.5.178,2.886.088,5.875.044t5.875-.222q0,.088.206.088h.412a21.975,21.975,0,0,0,2.577.889A12.458,12.458,0,0,1,232.12,2.18a3.962,3.962,0,0,1,1.031.622A3.349,3.349,0,0,1,234.8,3.825a5.079,5.079,0,0,1,.618,1.111q.412.534-1.031.98-1.031.444-.618.98a2.09,2.09,0,0,1,.206.889q0,.444.825.889.618.8-.206,1.245l-1.237.534q-1.443-.088-2.68-.134a17.255,17.255,0,0,1-2.267-.222,3.128,3.128,0,0,0-.928-.044,3.129,3.129,0,0,1-.928-.044q-2.267-.178-4.432-.266T217.7,9.476q-1.649-.088-2.886-.088a17.343,17.343,0,0,1-2.474-.178q-3.916,0-7.73-.088t-7.73-.266l-12.471-.178q-6.287-.088-12.883-.088h-1.958q-.928,0-1.958.088h-2.061q-1.031,0-2.061-.088-2.68-.088-5.256-.134t-5.256.044h-5.462q-2.577,0-5.462.088-4.535.088-8.76.178t-8.554.088q-2.886.088-5.875.088t-5.875.088q-1.443.088-2.886.134t-3.092.044q-4.741.178-9.791.312t-9.791.312q-2.267.088-4.329.088T78.77,10.1q-4.329.266-8.863.49t-9.276.49q-1.237.088-2.68.134a24.356,24.356,0,0,0-2.683.224q-2.68.178-5.462.312t-5.668.4q-2.474.266-4.741.312t-4.741.044q-1.031-.088-1.958-.134a9.684,9.684,0,0,1-1.958-.312,12.5,12.5,0,0,0-1.443-.312q-.825-.134-1.856-.31-2.886.356-6.39.666t-6.8.845a26.709,26.709,0,0,1-2.886.356,20.758,20.758,0,0,1-9.482-.889Q.232,11.962.026,11.25T1.263,9.917q0-.266.825-.266a13.039,13.039,0,0,0,2.886-.444A17.187,17.187,0,0,1,7.86,8.672q3.092-.266,6.184-.8,1.649-.178,3.3-.312t3.5-.312q4.123-.354,8.039-.712t8.039-.622q9.478-.8,18.758-1.338,2.68-.178,5.153-.356t4.741-.356q2.474-.178,5.05-.356T75.88,3.24h1.34a4.829,4.829,0,0,0,1.34-.178q2.267-.178,4.329-.222t4.329-.134a7.256,7.256,0,0,1,2.267,0,3.459,3.459,0,0,0,1.031-.088,6.009,6.009,0,0,1,2.37-.266,14.745,14.745,0,0,0,2.783-.088q1.649,0,2.474.088a1.308,1.308,0,0,1,.185.011,1.226,1.226,0,0,1,.33-.1,3.656,3.656,0,0,0,.515-.088,4.433,4.433,0,0,1,2.886.266q.412-.088,1.031-.178l1.237-.178q.412,0,1.031.044a5.761,5.761,0,0,0,1.237-.044q2.886-.088,5.772-.044a53.829,53.829,0,0,0,5.772-.222,9.505,9.505,0,0,1,1.34-.088h1.34a4.428,4.428,0,0,1,.821-.258l.825-.178a15.178,15.178,0,0,1,1.855.444,3.028,3.028,0,0,1,1.031-.534,4.039,4.039,0,0,1,1.443-.178,6.158,6.158,0,0,1,1.649.178,5.05,5.05,0,0,0,2.267.268q1.855-.088,3.813-.134T138.13,1.2q1.031,0,2.164-.044t2.37-.044q-.206-.088.412-.534h3.092q.412,0,.309.266t.928,0a5.845,5.845,0,0,1,1.443,0,31.833,31.833,0,0,0,5.359.088,21.471,21.471,0,0,1,6.8.178,5.236,5.236,0,0,0,1.031-.4q.412-.222.825-.4a.694.694,0,0,1,.137.07Z\" transform=\"translate(0 0.002)\"\/><\/svg><\/span><\/mark> payment calculator is a very useful tool!<\/p><\/div><style>.ld_fancy_heading_69d4580dce93e p{color:rgb(255, 255, 255);}.ld_fancy_heading_69d4580dce93e p {font-size:17px; } .ld_fancy_heading_69d4580dce93e p {line-height:28px; } .ld_fancy_heading_69d4580dce93e p {--element-line-height:28px; } .ld_fancy_heading_69d4580dce93e p {margin-bottom:1em !important;  } .ld_fancy_heading_69d4580dce93e .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dce93e p {font-size:17px; } .ld_fancy_heading_69d4580dce93e p {line-height:28px; } .ld_fancy_heading_69d4580dce93e p {--element-line-height:28px; } .ld_fancy_heading_69d4580dce93e p {margin-bottom:1em !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69d4580dce93e\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-words\"   data-split-text=\"true\" data-split-options='{\"type\":\"words\"}' data-custom-animations=\"true\" data-ca-options='{\"triggerHandler\":\"inview\",\"animationTarget\":\".lqd-words > .split-inner\",\"duration\":\"1500\",\"startDelay\":\"100\",\"delay\":\"40\",\"ease\":\"bounce.inOut\",\"direction\":\"random\",\"initValues\":{\"opacity\":0},\"animations\":{\"opacity\":1}}'>  This calculator is programmed to simulate the features of your mortgage financing in different scenarios. It allows you to estimate monthly payments and loan amounts by considering factors such as the repayment term and down payment. Monthly payments and interest: with this mortgage calculator, you get an overview of your mortgage.<\/p><\/div><style>.ld_fancy_heading_69d4580dceb69 p{color:rgb(255, 255, 255);}.ld_fancy_heading_69d4580dceb69 p {font-size:17px; } .ld_fancy_heading_69d4580dceb69 p {line-height:28px; } .ld_fancy_heading_69d4580dceb69 p {--element-line-height:28px; } .ld_fancy_heading_69d4580dceb69 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dceb69 p {font-size:17px; } .ld_fancy_heading_69d4580dceb69 p {line-height:28px; } .ld_fancy_heading_69d4580dceb69 p {--element-line-height:28px; } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69d4580dceb69\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-words\"   data-split-text=\"true\" data-split-options='{\"type\":\"words\"}' data-custom-animations=\"true\" data-ca-options='{\"triggerHandler\":\"inview\",\"animationTarget\":\".lqd-words > .split-inner\",\"duration\":\"1500\",\"startDelay\":\"100\",\"delay\":\"40\",\"ease\":\"bounce.inOut\",\"direction\":\"random\",\"initValues\":{\"opacity\":0},\"animations\":{\"opacity\":1}}'>  No need to be a math whiz to use it\u2014the mortgage payment calculation is automatic!<\/p><\/div>[\/vc_column][vc_column css=&#8221;.vc_custom_1608189980216{padding-top: 17px !important;}&#8221;][vc_separator color=&#8221;custom&#8221; accent_color=&#8221;rgba(255,255,255,0.23)&#8221;][\/vc_column][\/vc_row][vc_row parallax=&#8221;enable_parallax&#8221; css=&#8221;.vc_custom_1668135895780{padding-top: 50px !important;padding-bottom: 100px !important;background-image: url(https:\/\/lescourtiershypothecaires.ca\/wp-content\/uploads\/2022\/07\/drew-beamer-kUHfMW8awpE-unsplash.jpg?id=821) !important;background-position: center;background-repeat: no-repeat;background-size:cover;}&#8221;][vc_column]<style>.ld_fancy_heading_69d4580dced4c h2 {font-size:13px; } .ld_fancy_heading_69d4580dced4c h2 {font-weight:700; } .ld_fancy_heading_69d4580dced4c h2 {letter-spacing:0.7em; } .ld_fancy_heading_69d4580dced4c h2 {margin-bottom:2em !important;  } .ld_fancy_heading_69d4580dced4c .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69d4580dced4c h2 {font-size:13px; } .ld_fancy_heading_69d4580dced4c h2 {font-weight:700; } .ld_fancy_heading_69d4580dced4c h2 {letter-spacing:0.7em; } .ld_fancy_heading_69d4580dced4c h2 {margin-bottom:2em !important;  } <\/style><div class=\"ld-fancy-heading text-uppercase ld_fancy_heading_69d4580dced4c\">\n\t<h2 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Multi-Pr\u00eats Mortgage Payment Calculator<\/h2><\/div><style>.ld_fancy_heading_69d4580dcef34 h2{color:rgb(0, 0, 0);}.ld_fancy_heading_69d4580dcef34 h2 {font-size:60px; } .ld_fancy_heading_69d4580dcef34 h2 {line-height:60px; } .ld_fancy_heading_69d4580dcef34 h2 {--element-line-height:60px; } .ld_fancy_heading_69d4580dcef34 h2 {font-weight:500; } .ld_fancy_heading_69d4580dcef34 h2 {margin-bottom:0.6em !important;  } .ld_fancy_heading_69d4580dcef34 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69d4580dcef34 h2 {font-size:60px; } .ld_fancy_heading_69d4580dcef34 h2 {line-height:60px; } .ld_fancy_heading_69d4580dcef34 h2 {--element-line-height:60px; } .ld_fancy_heading_69d4580dcef34 h2 {font-weight:500; } .ld_fancy_heading_69d4580dcef34 h2 {margin-bottom:0.6em !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dcef34\">\n\t<h2 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Multi-Pr\u00eats mortgage<\/h2><\/div>[vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;rgb(143, 143, 143)&#8221;][vc_raw_html]JTNDZGl2JTIwaWQlM0QlMjJzaW1wbGVfY2FsY3VsYXRvciUyMiUyMHN0eWxlJTNEJTIyYmFja2dyb3VuZCUzQSUyMGJsYWNrJTNCJTIwcGFkZGluZy10b3AlM0ElMjAzMHB4JTNCJTIwYm9yZGVyLXJhZGl1cyUzQSUyMDMwcHglMjIlM0UlM0MlMkZkaXYlM0UlMEElM0NzY3JpcHQlM0UlMEFqUXVlcnklMjhkb2N1bWVudCUyOS5yZWFkeSUyOGZ1bmN0aW9uJTI4JTI5JTIwJTdCJTBBJTIwJTIwJTIwJTIwalF1ZXJ5JTI4JTIyJTIzc2ltcGxlX2NhbGN1bGF0b3IlMjIlMjkuc2ltcGxlX2NhbGN1bGF0b3IlMjglMjdlbiUyNyUyQyUyMCUyN3ZlcnNpb24lM0RwZXJyZWF1bHQlMjclMjklM0IlMEElN0QlMjklM0IlMEElM0MlMkZzY3JpcHQlM0U=[\/vc_raw_html]<style>.ld_fancy_heading_69d4580dcf118 p{color:rgb(0, 0, 0);}.ld_fancy_heading_69d4580dcf118 p {font-size:17px; } .ld_fancy_heading_69d4580dcf118 p {line-height:28px; } .ld_fancy_heading_69d4580dcf118 p {--element-line-height:28px; } .ld_fancy_heading_69d4580dcf118 p {margin-bottom:2em !important;  } .ld_fancy_heading_69d4580dcf118 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dcf118 p {font-size:17px; } .ld_fancy_heading_69d4580dcf118 p {line-height:28px; } .ld_fancy_heading_69d4580dcf118 p {--element-line-height:28px; } .ld_fancy_heading_69d4580dcf118 p {margin-bottom:2em !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_69d4580dcf118\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-lines\"  data-inview=\"true\" data-transition-delay=\"true\" data-delay-options=\"{&quot;elements&quot;:&quot;.lqd-highlight-inner&quot;,&quot;delayType&quot;:&quot;transition&quot;}\"  data-split-text=\"true\" data-split-options='{\"type\":\"lines\"}'>  <\/p>\n<h2><\/h2>\n<h2>How Does the Multi-Pr\u00eats Mortgage Calculator Work?<\/h2>\n<p><span style=\"font-weight: 400\">The<mark class=\"lqd-highlight\"><span class=\"lqd-highlight-txt\"  > Multi-Pr\u00eats mortgage<\/span><span class=\"lqd-highlight-inner\"><svg class=\"lqd-highlight-brush-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"235.509\" height=\"13.504\" viewBox=\"0 0 235.509 13.504\" aria-hidden=\"true\" preserveAspectRatio=\"none\"><path d=\"M163,.383a13.044,13.044,0,0,1,1.517-.072,3.528,3.528,0,0,1,1.237-.134q.618.044,1.237.044a.249.249,0,0,1-.1.178.337.337,0,0,0-.1.266q3.092.088,6.184-.044T178.953.4l-.206-.088a12,12,0,0,0,4.123,0,13.467,13.467,0,0,1,5.772,0q1.443-.178,2.68-.266A5.978,5.978,0,0,1,193.8.4,16.707,16.707,0,0,1,198.01.045q2.164.088,4.844.088-.618.088-.824.134L201.412.4a3.893,3.893,0,0,0,2.061,0,5.413,5.413,0,0,1,1.649-.356q.618.088,1.134.178a9.762,9.762,0,0,0,1.544.09,17,17,0,0,1,3.092-.266q1.649,0,3.5.178,2.886.088,5.875.044t5.875-.222q0,.088.206.088h.412a21.975,21.975,0,0,0,2.577.889A12.458,12.458,0,0,1,232.12,2.18a3.962,3.962,0,0,1,1.031.622A3.349,3.349,0,0,1,234.8,3.825a5.079,5.079,0,0,1,.618,1.111q.412.534-1.031.98-1.031.444-.618.98a2.09,2.09,0,0,1,.206.889q0,.444.825.889.618.8-.206,1.245l-1.237.534q-1.443-.088-2.68-.134a17.255,17.255,0,0,1-2.267-.222,3.128,3.128,0,0,0-.928-.044,3.129,3.129,0,0,1-.928-.044q-2.267-.178-4.432-.266T217.7,9.476q-1.649-.088-2.886-.088a17.343,17.343,0,0,1-2.474-.178q-3.916,0-7.73-.088t-7.73-.266l-12.471-.178q-6.287-.088-12.883-.088h-1.958q-.928,0-1.958.088h-2.061q-1.031,0-2.061-.088-2.68-.088-5.256-.134t-5.256.044h-5.462q-2.577,0-5.462.088-4.535.088-8.76.178t-8.554.088q-2.886.088-5.875.088t-5.875.088q-1.443.088-2.886.134t-3.092.044q-4.741.178-9.791.312t-9.791.312q-2.267.088-4.329.088T78.77,10.1q-4.329.266-8.863.49t-9.276.49q-1.237.088-2.68.134a24.356,24.356,0,0,0-2.683.224q-2.68.178-5.462.312t-5.668.4q-2.474.266-4.741.312t-4.741.044q-1.031-.088-1.958-.134a9.684,9.684,0,0,1-1.958-.312,12.5,12.5,0,0,0-1.443-.312q-.825-.134-1.856-.31-2.886.356-6.39.666t-6.8.845a26.709,26.709,0,0,1-2.886.356,20.758,20.758,0,0,1-9.482-.889Q.232,11.962.026,11.25T1.263,9.917q0-.266.825-.266a13.039,13.039,0,0,0,2.886-.444A17.187,17.187,0,0,1,7.86,8.672q3.092-.266,6.184-.8,1.649-.178,3.3-.312t3.5-.312q4.123-.354,8.039-.712t8.039-.622q9.478-.8,18.758-1.338,2.68-.178,5.153-.356t4.741-.356q2.474-.178,5.05-.356T75.88,3.24h1.34a4.829,4.829,0,0,0,1.34-.178q2.267-.178,4.329-.222t4.329-.134a7.256,7.256,0,0,1,2.267,0,3.459,3.459,0,0,0,1.031-.088,6.009,6.009,0,0,1,2.37-.266,14.745,14.745,0,0,0,2.783-.088q1.649,0,2.474.088a1.308,1.308,0,0,1,.185.011,1.226,1.226,0,0,1,.33-.1,3.656,3.656,0,0,0,.515-.088,4.433,4.433,0,0,1,2.886.266q.412-.088,1.031-.178l1.237-.178q.412,0,1.031.044a5.761,5.761,0,0,0,1.237-.044q2.886-.088,5.772-.044a53.829,53.829,0,0,0,5.772-.222,9.505,9.505,0,0,1,1.34-.088h1.34a4.428,4.428,0,0,1,.821-.258l.825-.178a15.178,15.178,0,0,1,1.855.444,3.028,3.028,0,0,1,1.031-.534,4.039,4.039,0,0,1,1.443-.178,6.158,6.158,0,0,1,1.649.178,5.05,5.05,0,0,0,2.267.268q1.855-.088,3.813-.134T138.13,1.2q1.031,0,2.164-.044t2.37-.044q-.206-.088.412-.534h3.092q.412,0,.309.266t.928,0a5.845,5.845,0,0,1,1.443,0,31.833,31.833,0,0,0,5.359.088,21.471,21.471,0,0,1,6.8.178,5.236,5.236,0,0,0,1.031-.4q.412-.222.825-.4a.694.694,0,0,1,.137.07Z\" transform=\"translate(0 0.002)\"\/><\/svg><\/span><\/mark> calculator is an essential tool for anyone seeking to understand their mortgage payments. With this tool, you can simulate your mortgage loans based on <\/span><b>different interest rate and amortization scenarios<\/b><span style=\"font-weight: 400\">. Here\u2019s how it works in practice:<\/span><\/p><\/div>[vc_row_inner css=&#8221;.vc_custom_1730469660902{padding-top: 40px !important;padding-right: 10px !important;padding-left: 10px !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;]<style>.ld_icon_box_69d4580dcf4ac .lqd-iconbox-title{margin-bottom:20px;font-size:26px;}.ld_icon_box_69d4580dcf4ac .iconbox-icon-container{border-radius:px;}<\/style>\n<div class=\"iconbox text-align-default ld_icon_box_69d4580dcf4ac\" id=\"ld_icon_box_69d4580dcf4ac\"  data-animate-icon=\"true\"  >\n\t\n\t\t\t\t\t\n\t\n\t<div class=\"iconbox-icon-wrap\"><span class=\"iconbox-icon-container\"><i class=\"lqd-icn-ess icon-num-1\"><\/i><\/span><\/div>\t\n\t\t\n\t<div class=\"contents\">\t\n\t\t\n\t<div class=\"lqd-iconbox-title font-weight-bold\">Entering Financial Data<\/div>\t<p style=\"text-align: center\"><span style=\"font-weight: 400\">Start by calculating the amount you wish to borrow, which is the property\u2019s purchase price minus your down payment. You can also choose your rate, each option impacting your monthly payments differently.<\/span><\/p>\n\t\t\n\t<\/div>\t\n\t\n<\/div>\n[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<style>.ld_icon_box_69d4580dcfff7 .lqd-iconbox-title{margin-bottom:20px;font-size:26px;}.ld_icon_box_69d4580dcfff7 .iconbox-icon-container{border-radius:px;}<\/style>\n<div class=\"iconbox text-align-default ld_icon_box_69d4580dcfff7\" id=\"ld_icon_box_69d4580dcfff7\"  data-animate-icon=\"true\"  >\n\t\n\t\t\t\t\t\n\t\n\t<div class=\"iconbox-icon-wrap\"><span class=\"iconbox-icon-container\"><i class=\"lqd-icn-ess icon-num-2\"><\/i><\/span><\/div>\t\n\t\t\n\t<div class=\"contents\">\t\n\t\t\n\t<div class=\"lqd-iconbox-title font-weight-bold\">Repayment Term<\/div>\t<p style=\"text-align: center\"><span style=\"font-weight: 400\">The mortgage calculator allows you to select a repayment term suited to your financial capacity. You can adjust the term from 5 to 30 years, depending on your needs. The shorter the term, the higher your payments, but you\u2019ll save on long-term interest costs.<\/span><\/p>\n\t\t\n\t<\/div>\t\n\t\n<\/div>\n[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;]<style>.ld_icon_box_69d4580dd083e .lqd-iconbox-title{margin-bottom:20px;font-size:26px;}.ld_icon_box_69d4580dd083e .iconbox-icon-container{border-radius:px;}<\/style>\n<div class=\"iconbox text-align-default ld_icon_box_69d4580dd083e vc_custom_1730469833779\" id=\"ld_icon_box_69d4580dd083e\"  data-animate-icon=\"true\"  >\n\t\n\t\t\t\t\t\n\t\n\t<div class=\"iconbox-icon-wrap\"><span class=\"iconbox-icon-container\"><i class=\"lqd-icn-ess icon-num-3\"><\/i><\/span><\/div>\t\n\t\t\n\t<div class=\"contents\">\t\n\t\t\n\t<div class=\"lqd-iconbox-title font-weight-bold\">Simulations and Projections<\/div>\t<p style=\"text-align: center\"><span style=\"font-weight: 400\">Once the data is entered, the Payment Calculator provides a complete overview of your periodic payments, allowing you to adjust payment frequency. You\u2019ll also see how much you can save by <\/span><a href=\"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-rate\/\"><span style=\"font-weight: 400\">finding the best mortgage rate<\/span><\/a><span style=\"font-weight: 400\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n\t\t\n\t<\/div>\t\n\t\n<\/div>\n[\/vc_column_inner][\/vc_row_inner][vc_separator color=&#8221;custom&#8221; border_width=&#8221;2&#8243; el_width=&#8221;60&#8243; accent_color=&#8221;rgb(130, 130, 130)&#8221; css=&#8221;.vc_custom_1730469890372{padding-top: 1% !important;padding-bottom: 1% !important;}&#8221;][vc_column_text]<\/p>\n<h4 style=\"text-align: center;\">Make an Informed Decision with the Multi-Pr\u00eats Mortgage Calculator<\/h4>\n<p>[\/vc_column_text][vc_column_text]&nbsp;<\/p>\n<p style=\"text-align: center;\">This calculator helps you make informed financial decisions regarding your mortgage solution, whether with a fixed or variable rate. You can also contact a mortgage broker from \u00c9quipe Distinction for more information!<\/p>\n<p>&nbsp;[\/vc_column_text]<style>.ld_button_69d4580dd0d04.btn-icon-solid .btn-icon{background:#b8952c;}.ld_button_69d4580dd0d04.btn-icon-circle.btn-icon-ripple .btn-icon:before{border-color:#b8952c;}.ld_button_69d4580dd0d04.btn-icon-solid:hover .btn-icon{background:rgb(0, 0, 0);}.ld_button_69d4580dd0d04{background-color:#b8952c;border-color:#b8952c;}.ld_button_69d4580dd0d04:hover{background-color:rgb(0, 0, 0);border-color:rgb(0, 0, 0);color:rgb(255, 255, 255);}.ld_button_69d4580dd0d04 .btn-gradient-bg-hover{background:-webkit-linear-gradient(to right, rgb(0, 0, 0) 0%, rgb(0, 0, 0) 100%);background:linear-gradient(to right, rgb(0, 0, 0) 0%, rgb(0, 0, 0) 100%);}.ld_button_69d4580dd0d04 .btn-gradient-border defs stop:first-child{stop-color:#b8952c;}.ld_button_69d4580dd0d04 .btn-gradient-border defs stop:last-child{stop-color:#b8952c;}.ld_button_69d4580dd0d04:hover .btn-gradient-border defs stop:first-child{stop-color:rgb(0, 0, 0);}.ld_button_69d4580dd0d04:hover .btn-gradient-border defs stop:last-child{stop-color:rgb(0, 0, 0);}<\/style><a href=\"\/en\/get-my-rate\/\" class=\"btn btn-solid text-uppercase btn-hover-txt-liquid-x btn-xsm circle border-thin btn-hover-swp btn-has-label ld_button_69d4580dd0d04 vc_custom_1730469986492\" >\n\t<span>\n\t\n\t\t\t\t\t<span class=\"btn-txt\" data-text=\"Get My Rate\" data-split-text=\"true\"\n\t\t\t\t\t    data-split-options='{\"type\": \"chars, words\"}'>Get My Rate<\/span>\n\t\t\n\t<span class=\"btn-icon\"><i class=\"lqd-icn-ess icon-md-arrow-forward\"><\/i><\/span>\t<span class=\"btn-icon\"><i class=\"lqd-icn-ess icon-md-arrow-forward\"><\/i><\/span>\t\t\t<\/span>\n<\/a>\n[\/vc_column][\/vc_row][vc_row parallax=&#8221;enable_parallax&#8221; css=&#8221;.vc_custom_1668135895780{padding-top: 50px !important;padding-bottom: 100px !important;background-image: url(https:\/\/lescourtiershypothecaires.ca\/wp-content\/uploads\/2022\/07\/drew-beamer-kUHfMW8awpE-unsplash.jpg?id=821) !important;background-position: center;background-repeat: no-repeat;background-size:cover;}&#8221;][vc_column enable_hover_move=&#8221;lqd-column-move-onhover&#8221; width=&#8221;1\/2&#8243; enable_content_animation=&#8221;yes&#8221; ca_init_scale_x=&#8221;1&#8243; ca_init_scale_y=&#8221;1&#8243; ca_init_opacity=&#8221;1&#8243; ca_an_scale_x=&#8221;1&#8243; ca_an_scale_y=&#8221;1&#8243; ca_an_opacity=&#8221;1&#8243; css=&#8221;.vc_custom_1660816182660{padding-top: 100px !important;}&#8221; ca_duration=&#8221;1800&#8243; ca_delay=&#8221;180&#8243; ca_init_translate_y=&#8221;35&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243; enable_content_animation=&#8221;yes&#8221; ca_init_scale_x=&#8221;1&#8243; ca_init_scale_y=&#8221;1&#8243; ca_init_opacity=&#8221;1&#8243; ca_an_scale_x=&#8221;1&#8243; ca_an_scale_y=&#8221;1&#8243; ca_an_opacity=&#8221;1&#8243; responsive_css=&#8221;margin_right_large:-50px&#8221; ca_duration=&#8221;1000&#8243; ca_delay=&#8221;120&#8243; ca_init_translate_y=&#8221;70&#8243;]<style>.ld_fancy_heading_69d4580dd12a6 h2{color:rgb(0, 0, 0);}.ld_fancy_heading_69d4580dd12a6 h2 {padding-top:100px !important;  } .ld_fancy_heading_69d4580dd12a6 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69d4580dd12a6 h2 {padding-top:100px !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd12a6\">\n\t<h2 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-lines h2\"   data-split-text=\"true\" data-split-options='{\"type\":\"lines\"}'>  Tips for the Down Payment<\/h2><\/div><style>.ld_fancy_heading_69d4580dd19bf p{color:rgb(0, 0, 0);}.ld_fancy_heading_69d4580dd19bf p {font-size:17px; } .ld_fancy_heading_69d4580dd19bf p {line-height:28px; } .ld_fancy_heading_69d4580dd19bf p {--element-line-height:28px; } .ld_fancy_heading_69d4580dd19bf p {margin-bottom:2em !important;  } .ld_fancy_heading_69d4580dd19bf .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dd19bf p {font-size:17px; } .ld_fancy_heading_69d4580dd19bf p {line-height:28px; } .ld_fancy_heading_69d4580dd19bf p {--element-line-height:28px; } .ld_fancy_heading_69d4580dd19bf p {margin-bottom:2em !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd19bf\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-lines\"   data-split-text=\"true\" data-split-options='{\"type\":\"lines\"}'>  <span style=\"font-weight: 400\">In mortgage financing, the basic rule is simple: the maximum amount available depends on your down payment. The more capital you put down, the higher your chances of obtaining a larger sum and favorable conditions from lenders. Your personal contribution is calculated based on the property\u2019s purchase price.<\/span><\/p><\/div><style>.vc_accordion_69d4580dd21dd .accordion-title{font-size:16px;line-height:28px;font-weight:400;}.vc_accordion_69d4580dd21dd .accordion-item.active .accordion-title a{color:rgb(255, 255, 255);background:#b8952c;}.vc_accordion_69d4580dd21dd .accordion-title a{background:rgb(255, 255, 255);}.vc_accordion_69d4580dd21dd .accordion-title a, .vc_accordion_69d4580dd21dd .accordion-item{border-color:rgb(255, 255, 255);}.vc_accordion_69d4580dd21dd .accordion-item:not(:last-child){margin-bottom:20px;}<\/style><div class=\"accordion accordion-lg accordion-active-has-fill accordion-title-bordered accordion-expander-lg vc_accordion_69d4580dd21dd\" id=\"vc_accordion_69d4580dd21dd\"\n     role=\"tablist\" aria-multiselectable=\"true\">\n\n\t            <div class=\"accordion-item panel  \">\n\n                <div class=\"accordion-heading\" role=\"tab\" id=\"heading_lqd-1730469076710-e9d043cd-73e0\" data-id=\"lqd-1730469076710-e9d043cd-73e0\">\n                    <h3 class=\"accordion-title\" data-controls=\"lqd-1730469076710-e9d043cd-73e0\" tabindex=\"-1\">\n                        <a tabindex=\"0\" class=\"collapsed\" data-toggle=\"collapse\"  data-bs-toggle=\"collapse\"\n                           data-parent=\"#vc_accordion_69d4580dd21dd\" data-bs-parent=\"#vc_accordion_69d4580dd21dd\" href=\"#lqd-1730469076710-e9d043cd-73e0\" data-bs-target=\"#lqd-1730469076710-e9d043cd-73e0\"\n                           aria-expanded=\"false\" aria-controls=\"lqd-1730469076710-e9d043cd-73e0\">\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tHow Down Payments Work When Buying a Property\n\t\t\t\t\t\t\t                                <span class=\"accordion-expander\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n                        <\/a>\n\n                    <\/h3>\n                <\/div>\n\n                <div id=\"lqd-1730469076710-e9d043cd-73e0\" class=\"accordion-collapse collapse\"\n                    data-bs-parent=\"#vc_accordion_69d4580dd21dd\" role=\"tabpanel\" aria-labelledby=\"heading_lqd-1730469076710-e9d043cd-73e0\">\n                    <div class=\"accordion-content\">\n\t\t\t\t\t\t[vc_column_text]<span style=\"font-weight: 400;\">Regardless of the down payment amount, it\u2019s possible to shorten the amortization period. For example, with a down payment of less than 20%, the maximum amortization is 25 years. A 30-year amortization, however, is only possible with a 20% or greater down payment. Therefore, an insured loan cannot have a 30-year amortization.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the house costs $500,000, the down payment will be $25,000, and for a property costing $600,000, the down payment will be $25,000 + 10% of the additional $100,000, totaling a $35,000 down payment. Accumulating such a sum demonstrates solid savings habits to lenders.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, having a substantial down payment doesn\u2019t guarantee repayment reliability. For example, a young borrower may only have a 5% down payment but earn an annual salary of $200,000, which provides a very low debt ratio and high repayment capacity. Conversely, a retiree might provide a 50% down payment but have a limited repayment capacity due to a low pension income.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For properties priced over $1,000,000, the lender takes on higher risk and will require a larger down payment. If you also commit to a reasonable amortization period, you increase your chances of success! Note that the lender may not necessarily prefer a 25-year amortization over a 30-year one.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finally, for purchasing a three- or four-unit property (if owner-occupied), your down payment must be at least 10%. Mortgage insurance is only required for insured loans with less than a 20% down payment.<\/span>[\/vc_column_text]                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\t<\/div>[vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;60&#8243; accent_color=&#8221;rgb(130, 130, 130)&#8221; css=&#8221;.vc_custom_1657548548337{padding-top: 5% !important;padding-bottom: 5% !important;}&#8221;][vc_column_text]<\/p>\n<h4>Think You\u2019ve Found the Perfect Property? Talk to a Multi-Pr\u00eats Mortgage Broker<\/h4>\n<p>&nbsp;[\/vc_column_text]<style>.ld_button_69d4580dd238a.btn-icon-solid .btn-icon{background:#b8952c;}.ld_button_69d4580dd238a.btn-icon-circle.btn-icon-ripple .btn-icon:before{border-color:#b8952c;}.ld_button_69d4580dd238a.btn-icon-solid:hover .btn-icon{background:rgb(0, 0, 0);}.ld_button_69d4580dd238a{background-color:#b8952c;border-color:#b8952c;}.ld_button_69d4580dd238a:hover{background-color:rgb(0, 0, 0);border-color:rgb(0, 0, 0);color:rgb(255, 255, 255);}.ld_button_69d4580dd238a .btn-gradient-bg-hover{background:-webkit-linear-gradient(to right, rgb(0, 0, 0) 0%, rgb(0, 0, 0) 100%);background:linear-gradient(to right, rgb(0, 0, 0) 0%, rgb(0, 0, 0) 100%);}.ld_button_69d4580dd238a .btn-gradient-border defs stop:first-child{stop-color:#b8952c;}.ld_button_69d4580dd238a .btn-gradient-border defs stop:last-child{stop-color:#b8952c;}.ld_button_69d4580dd238a:hover .btn-gradient-border defs stop:first-child{stop-color:rgb(0, 0, 0);}.ld_button_69d4580dd238a:hover .btn-gradient-border defs stop:last-child{stop-color:rgb(0, 0, 0);}<\/style><a href=\"\/en\/get-my-rate\/\" class=\"btn btn-solid text-uppercase btn-hover-txt-liquid-x btn-xsm circle border-thin btn-hover-swp btn-has-label ld_button_69d4580dd238a vc_custom_1730470107015\" >\n\t<span>\n\t\n\t\t\t\t\t<span class=\"btn-txt\" data-text=\"Get My Rate\" data-split-text=\"true\"\n\t\t\t\t\t    data-split-options='{\"type\": \"chars, words\"}'>Get My Rate<\/span>\n\t\t\n\t<span class=\"btn-icon\"><i class=\"lqd-icn-ess icon-md-arrow-forward\"><\/i><\/span>\t<span class=\"btn-icon\"><i class=\"lqd-icn-ess icon-md-arrow-forward\"><\/i><\/span>\t\t\t<\/span>\n<\/a>\n[\/vc_column][vc_column][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; enable_row_dividers=&#8221;yes&#8221; css=&#8221;.vc_custom_1660820313723{padding-top: 70px !important;padding-bottom: 70px !important;background-color: #ffffff !important;}&#8221; responsive_css=&#8221;margin_top_medium:0px|padding_top_medium:100px|padding_bottom_medium:110px&#8221; row_svg_divider=&#8221;top_shape_type:1|top_shape_color:%23ffffff|top_shape_height:115&#8243;][vc_column enable_content_animation=&#8221;yes&#8221; ca_init_scale_x=&#8221;1&#8243; ca_init_scale_y=&#8221;1&#8243; ca_init_opacity=&#8221;0&#8243; ca_an_scale_x=&#8221;1&#8243; ca_an_scale_y=&#8221;1&#8243; ca_an_opacity=&#8221;1&#8243; align=&#8221;text-center&#8221; offset=&#8221;vc_col-md-offset-1 vc_col-md-10&#8243; responsive_css=&#8221;margin_bottom_medium:100px|padding_right_medium:2.5vw|padding_left_medium:2.5vw&#8221; ca_duration=&#8221;1800&#8243; ca_delay=&#8221;180&#8243; ca_init_translate_y=&#8221;35&#8243; css=&#8221;.vc_custom_1607345714802{margin-bottom: 40px !important;}&#8221; responsive_align=&#8221;text-md-center&#8221;]<style>.ld_fancy_heading_69d4580dd2a85 h2{color:rgb(0, 0, 0);}.ld_fancy_heading_69d4580dd2a85 h2 {font-size:40px; } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd2a85 h2 {font-size:42px; }  } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd2a85 h2 {line-height:50px; }  } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd2a85 h2 {--element-line-height:50px; }  } .ld_fancy_heading_69d4580dd2a85 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69d4580dd2a85 h2 {font-size:40px; } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd2a85 h2 {font-size:42px; }  } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd2a85 h2 {line-height:50px; }  } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd2a85 h2 {--element-line-height:50px; }  } <\/style><div class=\"ld-fancy-heading mask-text ld_fancy_heading_69d4580dd2a85\">\n\t<h2 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-words\"   data-split-text=\"true\" data-split-options='{\"type\":\"words\"}' data-custom-animations=\"true\" data-ca-options='{\"triggerHandler\":\"inview\",\"animationTarget\":\".lqd-words > .split-inner\",\"duration\":\"1000\",\"delay\":\"120\",\"ease\":\"power4.out\",\"direction\":\"forward\",\"initValues\":{\"y\":70},\"animations\":{\"y\":0}}'>  Tips for the Repayment Term (Amortization Period)<\/h2><\/div><style>.ld_fancy_heading_69d4580dd3172 p {font-size:17px; } .ld_fancy_heading_69d4580dd3172 p {line-height:28px; } .ld_fancy_heading_69d4580dd3172 p {--element-line-height:28px; } .ld_fancy_heading_69d4580dd3172 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dd3172 p {font-size:17px; } .ld_fancy_heading_69d4580dd3172 p {line-height:28px; } .ld_fancy_heading_69d4580dd3172 p {--element-line-height:28px; } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd3172\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"  data-inview=\"true\" data-transition-delay=\"true\" data-delay-options=\"{&quot;elements&quot;:&quot;.lqd-highlight-inner&quot;,&quot;delayType&quot;:&quot;transition&quot;}\"  >  <span style=\"font-weight: 400\">The <mark class=\"lqd-highlight\"><span class=\"lqd-highlight-txt\"  >Multi-Pr\u00eats mortgage<\/span><span class=\"lqd-highlight-inner\"><svg class=\"lqd-highlight-brush-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"235.509\" height=\"13.504\" viewBox=\"0 0 235.509 13.504\" aria-hidden=\"true\" preserveAspectRatio=\"none\"><path d=\"M163,.383a13.044,13.044,0,0,1,1.517-.072,3.528,3.528,0,0,1,1.237-.134q.618.044,1.237.044a.249.249,0,0,1-.1.178.337.337,0,0,0-.1.266q3.092.088,6.184-.044T178.953.4l-.206-.088a12,12,0,0,0,4.123,0,13.467,13.467,0,0,1,5.772,0q1.443-.178,2.68-.266A5.978,5.978,0,0,1,193.8.4,16.707,16.707,0,0,1,198.01.045q2.164.088,4.844.088-.618.088-.824.134L201.412.4a3.893,3.893,0,0,0,2.061,0,5.413,5.413,0,0,1,1.649-.356q.618.088,1.134.178a9.762,9.762,0,0,0,1.544.09,17,17,0,0,1,3.092-.266q1.649,0,3.5.178,2.886.088,5.875.044t5.875-.222q0,.088.206.088h.412a21.975,21.975,0,0,0,2.577.889A12.458,12.458,0,0,1,232.12,2.18a3.962,3.962,0,0,1,1.031.622A3.349,3.349,0,0,1,234.8,3.825a5.079,5.079,0,0,1,.618,1.111q.412.534-1.031.98-1.031.444-.618.98a2.09,2.09,0,0,1,.206.889q0,.444.825.889.618.8-.206,1.245l-1.237.534q-1.443-.088-2.68-.134a17.255,17.255,0,0,1-2.267-.222,3.128,3.128,0,0,0-.928-.044,3.129,3.129,0,0,1-.928-.044q-2.267-.178-4.432-.266T217.7,9.476q-1.649-.088-2.886-.088a17.343,17.343,0,0,1-2.474-.178q-3.916,0-7.73-.088t-7.73-.266l-12.471-.178q-6.287-.088-12.883-.088h-1.958q-.928,0-1.958.088h-2.061q-1.031,0-2.061-.088-2.68-.088-5.256-.134t-5.256.044h-5.462q-2.577,0-5.462.088-4.535.088-8.76.178t-8.554.088q-2.886.088-5.875.088t-5.875.088q-1.443.088-2.886.134t-3.092.044q-4.741.178-9.791.312t-9.791.312q-2.267.088-4.329.088T78.77,10.1q-4.329.266-8.863.49t-9.276.49q-1.237.088-2.68.134a24.356,24.356,0,0,0-2.683.224q-2.68.178-5.462.312t-5.668.4q-2.474.266-4.741.312t-4.741.044q-1.031-.088-1.958-.134a9.684,9.684,0,0,1-1.958-.312,12.5,12.5,0,0,0-1.443-.312q-.825-.134-1.856-.31-2.886.356-6.39.666t-6.8.845a26.709,26.709,0,0,1-2.886.356,20.758,20.758,0,0,1-9.482-.889Q.232,11.962.026,11.25T1.263,9.917q0-.266.825-.266a13.039,13.039,0,0,0,2.886-.444A17.187,17.187,0,0,1,7.86,8.672q3.092-.266,6.184-.8,1.649-.178,3.3-.312t3.5-.312q4.123-.354,8.039-.712t8.039-.622q9.478-.8,18.758-1.338,2.68-.178,5.153-.356t4.741-.356q2.474-.178,5.05-.356T75.88,3.24h1.34a4.829,4.829,0,0,0,1.34-.178q2.267-.178,4.329-.222t4.329-.134a7.256,7.256,0,0,1,2.267,0,3.459,3.459,0,0,0,1.031-.088,6.009,6.009,0,0,1,2.37-.266,14.745,14.745,0,0,0,2.783-.088q1.649,0,2.474.088a1.308,1.308,0,0,1,.185.011,1.226,1.226,0,0,1,.33-.1,3.656,3.656,0,0,0,.515-.088,4.433,4.433,0,0,1,2.886.266q.412-.088,1.031-.178l1.237-.178q.412,0,1.031.044a5.761,5.761,0,0,0,1.237-.044q2.886-.088,5.772-.044a53.829,53.829,0,0,0,5.772-.222,9.505,9.505,0,0,1,1.34-.088h1.34a4.428,4.428,0,0,1,.821-.258l.825-.178a15.178,15.178,0,0,1,1.855.444,3.028,3.028,0,0,1,1.031-.534,4.039,4.039,0,0,1,1.443-.178,6.158,6.158,0,0,1,1.649.178,5.05,5.05,0,0,0,2.267.268q1.855-.088,3.813-.134T138.13,1.2q1.031,0,2.164-.044t2.37-.044q-.206-.088.412-.534h3.092q.412,0,.309.266t.928,0a5.845,5.845,0,0,1,1.443,0,31.833,31.833,0,0,0,5.359.088,21.471,21.471,0,0,1,6.8.178,5.236,5.236,0,0,0,1.031-.4q.412-.222.825-.4a.694.694,0,0,1,.137.07Z\" transform=\"translate(0 0.002)\"\/><\/svg><\/span><\/mark> calculator allows you to simulate loan costs based on the repayment term. The shorter the <\/span><b>amortization period,<\/b><span style=\"font-weight: 400\"> the higher the monthly payments, but you save on long-term interest. Conversely, extending payments over a longer term reduces monthly payments but increases the total loan cost. With current home prices, it may be more challenging for borrowers to qualify with a 10- or 15-year amortization. Here are some specific recommendations:<\/span><\/p><\/div>[\/vc_column][vc_column enable_content_animation=&#8221;yes&#8221; animation_preset=&#8221;Fade In&#8221; offset=&#8221;vc_col-md-5&#8243; ca_duration=&#8221;1800&#8243; ca_delay=&#8221;180&#8243; responsive_css=&#8221;margin_bottom_medium:0px|padding_right_medium:0px|padding_left_medium:0px&#8221; css=&#8221;.vc_custom_1607345653278{margin-bottom: 60px !important;padding-right: 30px !important;padding-left: 30px !important;}&#8221;][vc_row_inner css=&#8221;.vc_custom_1605400886869{margin-bottom: 50px !important;padding-right: 10px !important;padding-left: 10px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-3&#8243;]<style>.ld_fancy_heading_69d4580dd3917 h6{color:#b8952c;}.ld_fancy_heading_69d4580dd3917 h6 {font-size:48px; } .ld_fancy_heading_69d4580dd3917 h6 {font-weight:700; } .ld_fancy_heading_69d4580dd3917 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69d4580dd3917 h6 {font-size:48px; } .ld_fancy_heading_69d4580dd3917 h6 {font-weight:700; } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd3917\">\n\t<h6 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  01<\/h6><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1607345614090{border-bottom-width: 2px !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;}&#8221; offset=&#8221;vc_col-xs-9&#8243;]<style>.ld_fancy_heading_69d4580dd3cfa .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd3cfa\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <\/p>\n<p style=\"font-size: 24px\">If your down payment is less than 20%, choose a maximum repayment period of 25 years.<\/p>\n<p><\/p><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1579177672209{margin-bottom: 50px !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-3&#8243;]<style>.ld_fancy_heading_69d4580dd3f15 h6{color:#b8952c;}.ld_fancy_heading_69d4580dd3f15 h6 {font-size:48px; } .ld_fancy_heading_69d4580dd3f15 h6 {font-weight:700; } .ld_fancy_heading_69d4580dd3f15 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69d4580dd3f15 h6 {font-size:48px; } .ld_fancy_heading_69d4580dd3f15 h6 {font-weight:700; } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd3f15\">\n\t<h6 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  02<\/h6><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243; css=&#8221;.vc_custom_1607345688852{border-bottom-width: 2px !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;}&#8221; offset=&#8221;vc_col-xs-9&#8243;]<style>.ld_fancy_heading_69d4580dd410b .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd410b\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <\/p>\n<p style=\"font-size: 24px\">If your down payment exceeds 20%, you can choose a repayment period of up to 30 years.<\/p>\n<p><\/p><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column align=&#8221;text-center&#8221; offset=&#8221;vc_col-md-offset-1 vc_col-md-6&#8243; responsive_align=&#8221;text-center&#8221;]<div id=\"ld_images_group_container_69d4580dd42ce\" class=\"lqd-imggrp-container ld_images_group_container_69d4580dd42ce\" data-custom-animations=\"true\" data-ca-options='{\"triggerHandler\":\"inview\",\"animationTarget\":\".lqd-imggrp-single\",\"duration\":\"1800\",\"delay\":\"180\",\"ease\":\"power4.out\",\"direction\":\"forward\",\"initValues\":{\"y\":45,\"opacity\":0},\"animations\":{\"y\":0,\"opacity\":1}}'  >\n\t<div class=\"lqd-imggrp-inner\">\n\t\t<p><style>.ld_images_group_element_69d4580dd44f8{position:absolute;}.ld_images_group_element_69d4580dd44f8 {top:-40px !important; right:0px !important; left:0px !important;  } .ld_images_group_element_69d4580dd44f8 {top:-40px !important; right:0px !important; left:0px !important;  } <\/style><div id=\"ld_images_group_element_69d4580dd44f8\" class=\"lqd-imggrp-single ld_images_group_element_69d4580dd44f8\"   >\n\t\n\t<div class=\"lqd-imggrp-img-container\"    >\n\t\t\n\t\t\t\t\n\t\t\t\t<figure ><\/figure>\t\t\t\t\t\t\t\t\n\t<\/div><!-- \/.lqd-imggrp-content -->\n<\/div><!-- \/.lqd-imggrp-single --><div id=\"ld_images_group_element_69d4580dd5292\" class=\"lqd-imggrp-single ld_images_group_element_69d4580dd5292\" data-shadow-style=\"4\" data-inview=\"true\" data-animate-shadow=\"true\" data-hover3d=\"true\" data-float=\"ease\" >\n\t\n\t<div class=\"lqd-imggrp-img-container\" data-stacking-factor=\"1\"   data-parallax=\"true\" data-parallax-options='{\"overflowHidden\":true,\"ease\":\"linear\",\"start\":\"top bottom\"}'>\n\t\t\n\t\t\t\t\n\t\t\t\t<figure ><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"640\" src=\"https:\/\/lescourtiershypothecaires.ca\/wp-content\/uploads\/2022\/09\/jeshoots-com-LtNvQHdKkmw-unsplash.jpg\" srcset=\"https:\/\/lescourtiershypothecaires.ca\/wp-content\/uploads\/2022\/09\/jeshoots-com-LtNvQHdKkmw-unsplash-300x200.jpg 300w, https:\/\/lescourtiershypothecaires.ca\/wp-content\/uploads\/2022\/09\/jeshoots-com-LtNvQHdKkmw-unsplash-1024x683.jpg 1024w, https:\/\/lescourtiershypothecaires.ca\/wp-content\/uploads\/2022\/09\/jeshoots-com-LtNvQHdKkmw-unsplash.jpg 1920w\" class=\"\" alt=\"\" \/><\/figure>\t\t\t\t\t\t\t\t\n\t<\/div><!-- \/.lqd-imggrp-content -->\n<\/div><!-- \/.lqd-imggrp-single --><\/p>\n\t\n\t<\/div><!-- \/.lqd-imggrp-inner -->\n<\/div><!-- \/.lqd-imggrp-container -->[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Tips for Monthly Payments<\/h2>\n<p>[\/vc_column_text][vc_column_text]&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Monthly payments play a central role in managing mortgage loans. Properly calculating your mortgage payments is essential for maintaining good financial health while repaying your loan. Here are some financial tips to optimize your monthly payments:<\/span><\/p>\n<p>&nbsp;[\/vc_column_text]<style>.vc_accordion_69d4580dd5e4e .accordion-title{font-size:16px;line-height:28px;font-weight:400;}.vc_accordion_69d4580dd5e4e .accordion-item.active .accordion-title a{color:rgb(255, 255, 255);background:#b8952c;}.vc_accordion_69d4580dd5e4e .accordion-title a{background:rgb(255, 255, 255);}.vc_accordion_69d4580dd5e4e .accordion-title a, .vc_accordion_69d4580dd5e4e .accordion-item{border-color:rgb(255, 255, 255);}.vc_accordion_69d4580dd5e4e .accordion-item:not(:last-child){margin-bottom:20px;}<\/style><div class=\"accordion accordion-lg accordion-active-has-fill accordion-title-bordered accordion-expander-lg vc_accordion_69d4580dd5e4e\" id=\"vc_accordion_69d4580dd5e4e\"\n     role=\"tablist\" aria-multiselectable=\"true\">\n\n\t            <div class=\"accordion-item panel  \">\n\n                <div class=\"accordion-heading\" role=\"tab\" id=\"heading_lqd-1575466271794-292b803f-ecd6186b-33ea\" data-id=\"lqd-1575466271794-292b803f-ecd6186b-33ea\">\n                    <div class=\"accordion-title\" data-controls=\"lqd-1575466271794-292b803f-ecd6186b-33ea\" tabindex=\"-1\">\n                        <a tabindex=\"0\" class=\"collapsed\" data-toggle=\"collapse\"  data-bs-toggle=\"collapse\"\n                           data-parent=\"#vc_accordion_69d4580dd5e4e\" data-bs-parent=\"#vc_accordion_69d4580dd5e4e\" href=\"#lqd-1575466271794-292b803f-ecd6186b-33ea\" data-bs-target=\"#lqd-1575466271794-292b803f-ecd6186b-33ea\"\n                           aria-expanded=\"false\" aria-controls=\"lqd-1575466271794-292b803f-ecd6186b-33ea\">\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tThe down payment\n\t\t\t\t\t\t\t                                <span class=\"accordion-expander\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n                        <\/a>\n\n                    <\/div>\n                <\/div>\n\n                <div id=\"lqd-1575466271794-292b803f-ecd6186b-33ea\" class=\"accordion-collapse collapse\"\n                    data-bs-parent=\"#vc_accordion_69d4580dd5e4e\" role=\"tabpanel\" aria-labelledby=\"heading_lqd-1575466271794-292b803f-ecd6186b-33ea\">\n                    <div class=\"accordion-content\">\n\t\t\t\t\t\t[vc_column_text]<span style=\"font-weight: 400;\">Before committing to a real estate purchase, use the Mortgage Calculator to estimate monthly payments based on your borrowing capacity. Adjust the amortization period to balance comfortable payments and reduced interest costs. A 25-year amortization is often recommended to maximize financing.<\/span>[\/vc_column_text]                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\t            <div class=\"accordion-item panel  \">\n\n                <div class=\"accordion-heading\" role=\"tab\" id=\"heading_lqd-1730470363668-31233908-f8ad\" data-id=\"lqd-1730470363668-31233908-f8ad\">\n                    <div class=\"accordion-title\" data-controls=\"lqd-1730470363668-31233908-f8ad\" tabindex=\"-1\">\n                        <a tabindex=\"0\" class=\"collapsed\" data-toggle=\"collapse\"  data-bs-toggle=\"collapse\"\n                           data-parent=\"#vc_accordion_69d4580dd5e4e\" data-bs-parent=\"#vc_accordion_69d4580dd5e4e\" href=\"#lqd-1730470363668-31233908-f8ad\" data-bs-target=\"#lqd-1730470363668-31233908-f8ad\"\n                           aria-expanded=\"false\" aria-controls=\"lqd-1730470363668-31233908-f8ad\">\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tAdjust Payment Frequency\n\t\t\t\t\t\t\t                                <span class=\"accordion-expander\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n                        <\/a>\n\n                    <\/div>\n                <\/div>\n\n                <div id=\"lqd-1730470363668-31233908-f8ad\" class=\"accordion-collapse collapse\"\n                    data-bs-parent=\"#vc_accordion_69d4580dd5e4e\" role=\"tabpanel\" aria-labelledby=\"heading_lqd-1730470363668-31233908-f8ad\">\n                    <div class=\"accordion-content\">\n\t\t\t\t\t\t[vc_column_text]<span style=\"font-weight: 400;\">More frequent payments, like prepayments, can help reduce the total mortgage repayment cost. An accelerated payment frequency can be a good option for those looking to repay faster without significantly increasing the monthly payment.<\/span>[\/vc_column_text]                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\t            <div class=\"accordion-item panel  \">\n\n                <div class=\"accordion-heading\" role=\"tab\" id=\"heading_lqd-1730470399075-f5c9e063-9e3b\" data-id=\"lqd-1730470399075-f5c9e063-9e3b\">\n                    <div class=\"accordion-title\" data-controls=\"lqd-1730470399075-f5c9e063-9e3b\" tabindex=\"-1\">\n                        <a tabindex=\"0\" class=\"collapsed\" data-toggle=\"collapse\"  data-bs-toggle=\"collapse\"\n                           data-parent=\"#vc_accordion_69d4580dd5e4e\" data-bs-parent=\"#vc_accordion_69d4580dd5e4e\" href=\"#lqd-1730470399075-f5c9e063-9e3b\" data-bs-target=\"#lqd-1730470399075-f5c9e063-9e3b\"\n                           aria-expanded=\"false\" aria-controls=\"lqd-1730470399075-f5c9e063-9e3b\">\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\tProtect Your Loan with Insurance\n\t\t\t\t\t\t\t                                <span class=\"accordion-expander\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n                        <\/a>\n\n                    <\/div>\n                <\/div>\n\n                <div id=\"lqd-1730470399075-f5c9e063-9e3b\" class=\"accordion-collapse collapse\"\n                    data-bs-parent=\"#vc_accordion_69d4580dd5e4e\" role=\"tabpanel\" aria-labelledby=\"heading_lqd-1730470399075-f5c9e063-9e3b\">\n                    <div class=\"accordion-content\">\n\t\t\t\t\t\t[vc_column_text]<span style=\"font-weight: 400;\">By taking out life insurance or an insurance premium, you protect your loved ones in case of an unforeseen event. Some financial institutions, like Scotiabank, offer mortgage solutions that include this protection, ensuring loan repayment in the event of death.<\/span>[\/vc_column_text]                    <\/div>\n                <\/div>\n            <\/div>\n\t\t\t<\/div>[vc_column_text]&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">By planning your monthly payments well and using tools like our mortgage calculator, you can optimize your mortgage solutions while maintaining good budget control.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row responsive_css=&#8221;margin_bottom_medium:100px|padding_top_medium:50px|padding_bottom_medium:75px&#8221; css=&#8221;.vc_custom_1662459777873{margin-bottom: 100px !important;padding-top: 35px !important;padding-bottom: 35px !important;}&#8221;][vc_column gradient_bg_color=&#8221;linear-gradient(134deg, rgb(0, 0, 0) 17.197452229299362%, rgb(81, 81, 81) 100%)&#8221; css=&#8221;.vc_custom_1660822563252{border-radius: 5px !important;}&#8221;][vc_row_inner equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; gap=&#8221;0&#8243;][vc_column_inner width=&#8221;2\/3&#8243; responsive_css=&#8221;padding_right_large:50px|padding_left_large:50px|border_right_medium:1px|border_bottom_medium:0px|padding_top_medium:75px|padding_right_medium:30px|padding_bottom_medium:75px|padding_left_medium:55px&#8221; css=&#8221;.vc_custom_1660821589205{border-right-width: 0px !important;border-bottom-width: 1px !important;padding-top: 35px !important;padding-right: 15px !important;padding-bottom: 35px !important;padding-left: 15px !important;border-right-color: rgba(255,255,255,0.23) !important;border-right-style: solid !important;border-bottom-color: rgba(255,255,255,0.23) !important;border-bottom-style: solid !important;}&#8221;]<style>.ld_fancy_heading_69d4580dd6029 h3{color:rgb(255, 255, 255);}.ld_fancy_heading_69d4580dd6029 h3 {font-size:40px; } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd6029 h3 {font-size:42px; }  } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd6029 h3 {line-height:50px; }  } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd6029 h3 {--element-line-height:50px; }  } .ld_fancy_heading_69d4580dd6029 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}.ld_fancy_heading_69d4580dd6029 h3 {font-size:40px; } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd6029 h3 {font-size:42px; }  } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd6029 h3 {line-height:50px; }  } @media (min-width: 992px) { .ld_fancy_heading_69d4580dd6029 h3 {--element-line-height:50px; }  } <\/style><div class=\"ld-fancy-heading mask-text ld_fancy_heading_69d4580dd6029\">\n\t<h3 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-words\"   data-split-text=\"true\" data-split-options='{\"type\":\"words\"}' data-custom-animations=\"true\" data-ca-options='{\"triggerHandler\":\"inview\",\"animationTarget\":\".lqd-words > .split-inner\",\"duration\":\"1000\",\"delay\":\"120\",\"ease\":\"power4.out\",\"direction\":\"forward\",\"initValues\":{\"y\":70},\"animations\":{\"y\":0}}'>  The Multi-Pr\u00eats Mortgage Calculator<\/h3><\/div><style>.ld_fancy_heading_69d4580dd696c p{color:rgb(255, 255, 255);}.ld_fancy_heading_69d4580dd696c p {font-size:17px; } .ld_fancy_heading_69d4580dd696c p {line-height:28px; } .ld_fancy_heading_69d4580dd696c p {--element-line-height:28px; } .ld_fancy_heading_69d4580dd696c .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dd696c p {font-size:17px; } .ld_fancy_heading_69d4580dd696c p {line-height:28px; } .ld_fancy_heading_69d4580dd696c p {--element-line-height:28px; } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd696c\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  A 30-year amortization period is often recommended for clients with a tighter budget or those who do not qualify with monthly payments based on a 25-year amortization. It\u2019s important to note that a 30-year amortization generally results in a slight premium on the interest rate.<\/p><\/div><style>.ld_spacer_69d4580dd7053{height:20px;}<\/style>\n<div class=\"ld-empty-space ld_spacer_69d4580dd7053\"><\/div><style>.ld_button_69d4580dd71f1.btn-icon-solid .btn-icon{background:#b8952c;}.ld_button_69d4580dd71f1.btn-icon-circle.btn-icon-ripple .btn-icon:before{border-color:#b8952c;}.ld_button_69d4580dd71f1.btn-icon-solid:hover .btn-icon{background:rgb(0, 0, 0);}.ld_button_69d4580dd71f1{background-color:#b8952c;border-color:#b8952c;}.ld_button_69d4580dd71f1:hover{background-color:rgb(0, 0, 0);border-color:rgb(0, 0, 0);color:rgb(255, 255, 255);}.ld_button_69d4580dd71f1 .btn-gradient-bg-hover{background:-webkit-linear-gradient(to right, rgb(0, 0, 0) 0%, rgb(0, 0, 0) 100%);background:linear-gradient(to right, rgb(0, 0, 0) 0%, rgb(0, 0, 0) 100%);}.ld_button_69d4580dd71f1 .btn-gradient-border defs stop:first-child{stop-color:#b8952c;}.ld_button_69d4580dd71f1 .btn-gradient-border defs stop:last-child{stop-color:#b8952c;}.ld_button_69d4580dd71f1:hover .btn-gradient-border defs stop:first-child{stop-color:rgb(0, 0, 0);}.ld_button_69d4580dd71f1:hover .btn-gradient-border defs stop:last-child{stop-color:rgb(0, 0, 0);}<\/style><a href=\"\/en\/get-my-rate\/\" class=\"btn btn-solid text-uppercase btn-hover-txt-liquid-x btn-xsm circle border-thin btn-hover-swp btn-has-label ld_button_69d4580dd71f1 vc_custom_1730470476432\" >\n\t<span>\n\t\n\t\t\t\t\t<span class=\"btn-txt\" data-text=\"Get My Rate\" data-split-text=\"true\"\n\t\t\t\t\t    data-split-options='{\"type\": \"chars, words\"}'>Get My Rate<\/span>\n\t\t\n\t<span class=\"btn-icon\"><i class=\"lqd-icn-ess icon-md-arrow-forward\"><\/i><\/span>\t<span class=\"btn-icon\"><i class=\"lqd-icn-ess icon-md-arrow-forward\"><\/i><\/span>\t\t\t<\/span>\n<\/a>\n[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; responsive_css=&#8221;padding_right_large:50px|padding_left_large:50px|border_right_medium:1px|border_bottom_medium:0px|padding_top_medium:75px|padding_right_medium:30px|padding_bottom_medium:55px|padding_left_medium:45px&#8221; css=&#8221;.vc_custom_1660821597070{border-right-width: 0px !important;border-bottom-width: 1px !important;padding-top: 35px !important;padding-right: 15px !important;padding-bottom: 15px !important;padding-left: 15px !important;border-right-color: rgba(255,255,255,0.23) !important;border-right-style: solid !important;border-bottom-color: rgba(255,255,255,0.23) !important;border-bottom-style: solid !important;}&#8221;]<style>.ld_fancy_heading_69d4580dd7906 p{color:rgba(255, 255, 255, 0.75);}.ld_fancy_heading_69d4580dd7906 p {font-size:16px; } .ld_fancy_heading_69d4580dd7906 p {line-height:28px; } .ld_fancy_heading_69d4580dd7906 p {--element-line-height:28px; } .ld_fancy_heading_69d4580dd7906 p {margin-bottom:1.85em !important;  } .ld_fancy_heading_69d4580dd7906 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dd7906 p {font-size:16px; } .ld_fancy_heading_69d4580dd7906 p {line-height:28px; } .ld_fancy_heading_69d4580dd7906 p {--element-line-height:28px; } .ld_fancy_heading_69d4580dd7906 p {margin-bottom:1.85em !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd7906\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  <span style=\"font-weight: 400\">Starting today, <\/span><b>use the mortgage calculator <\/b><span style=\"font-weight: 400\">to simulate the actual cost of your loan based on amortization length, interest rate, payment frequency, and down payment. <\/span><\/p><\/div><style>.ld_fancy_heading_69d4580dd8057 p{color:rgba(255, 255, 255, 0.75);}.ld_fancy_heading_69d4580dd8057 p {font-size:16px; } .ld_fancy_heading_69d4580dd8057 p {line-height:28px; } .ld_fancy_heading_69d4580dd8057 p {--element-line-height:28px; } .ld_fancy_heading_69d4580dd8057 p {margin-bottom:1.85em !important;  } .ld_fancy_heading_69d4580dd8057 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_69d4580dd8057 p {font-size:16px; } .ld_fancy_heading_69d4580dd8057 p {line-height:28px; } .ld_fancy_heading_69d4580dd8057 p {--element-line-height:28px; } .ld_fancy_heading_69d4580dd8057 p {margin-bottom:1.85em !important;  } <\/style><div class=\"ld-fancy-heading ld_fancy_heading_69d4580dd8057\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"  data-inview=\"true\" data-transition-delay=\"true\" data-delay-options=\"{&quot;elements&quot;:&quot;.lqd-highlight-inner&quot;,&quot;delayType&quot;:&quot;transition&quot;}\"  >  <span style=\"font-weight: 400\">Need advice? Seek help from a broker with <mark class=\"lqd-highlight\"><span class=\"lqd-highlight-txt\"  >\u00c9quipe Distinction!<\/span><span class=\"lqd-highlight-inner\"><svg class=\"lqd-highlight-brush-svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"235.509\" height=\"13.504\" viewBox=\"0 0 235.509 13.504\" aria-hidden=\"true\" preserveAspectRatio=\"none\"><path d=\"M163,.383a13.044,13.044,0,0,1,1.517-.072,3.528,3.528,0,0,1,1.237-.134q.618.044,1.237.044a.249.249,0,0,1-.1.178.337.337,0,0,0-.1.266q3.092.088,6.184-.044T178.953.4l-.206-.088a12,12,0,0,0,4.123,0,13.467,13.467,0,0,1,5.772,0q1.443-.178,2.68-.266A5.978,5.978,0,0,1,193.8.4,16.707,16.707,0,0,1,198.01.045q2.164.088,4.844.088-.618.088-.824.134L201.412.4a3.893,3.893,0,0,0,2.061,0,5.413,5.413,0,0,1,1.649-.356q.618.088,1.134.178a9.762,9.762,0,0,0,1.544.09,17,17,0,0,1,3.092-.266q1.649,0,3.5.178,2.886.088,5.875.044t5.875-.222q0,.088.206.088h.412a21.975,21.975,0,0,0,2.577.889A12.458,12.458,0,0,1,232.12,2.18a3.962,3.962,0,0,1,1.031.622A3.349,3.349,0,0,1,234.8,3.825a5.079,5.079,0,0,1,.618,1.111q.412.534-1.031.98-1.031.444-.618.98a2.09,2.09,0,0,1,.206.889q0,.444.825.889.618.8-.206,1.245l-1.237.534q-1.443-.088-2.68-.134a17.255,17.255,0,0,1-2.267-.222,3.128,3.128,0,0,0-.928-.044,3.129,3.129,0,0,1-.928-.044q-2.267-.178-4.432-.266T217.7,9.476q-1.649-.088-2.886-.088a17.343,17.343,0,0,1-2.474-.178q-3.916,0-7.73-.088t-7.73-.266l-12.471-.178q-6.287-.088-12.883-.088h-1.958q-.928,0-1.958.088h-2.061q-1.031,0-2.061-.088-2.68-.088-5.256-.134t-5.256.044h-5.462q-2.577,0-5.462.088-4.535.088-8.76.178t-8.554.088q-2.886.088-5.875.088t-5.875.088q-1.443.088-2.886.134t-3.092.044q-4.741.178-9.791.312t-9.791.312q-2.267.088-4.329.088T78.77,10.1q-4.329.266-8.863.49t-9.276.49q-1.237.088-2.68.134a24.356,24.356,0,0,0-2.683.224q-2.68.178-5.462.312t-5.668.4q-2.474.266-4.741.312t-4.741.044q-1.031-.088-1.958-.134a9.684,9.684,0,0,1-1.958-.312,12.5,12.5,0,0,0-1.443-.312q-.825-.134-1.856-.31-2.886.356-6.39.666t-6.8.845a26.709,26.709,0,0,1-2.886.356,20.758,20.758,0,0,1-9.482-.889Q.232,11.962.026,11.25T1.263,9.917q0-.266.825-.266a13.039,13.039,0,0,0,2.886-.444A17.187,17.187,0,0,1,7.86,8.672q3.092-.266,6.184-.8,1.649-.178,3.3-.312t3.5-.312q4.123-.354,8.039-.712t8.039-.622q9.478-.8,18.758-1.338,2.68-.178,5.153-.356t4.741-.356q2.474-.178,5.05-.356T75.88,3.24h1.34a4.829,4.829,0,0,0,1.34-.178q2.267-.178,4.329-.222t4.329-.134a7.256,7.256,0,0,1,2.267,0,3.459,3.459,0,0,0,1.031-.088,6.009,6.009,0,0,1,2.37-.266,14.745,14.745,0,0,0,2.783-.088q1.649,0,2.474.088a1.308,1.308,0,0,1,.185.011,1.226,1.226,0,0,1,.33-.1,3.656,3.656,0,0,0,.515-.088,4.433,4.433,0,0,1,2.886.266q.412-.088,1.031-.178l1.237-.178q.412,0,1.031.044a5.761,5.761,0,0,0,1.237-.044q2.886-.088,5.772-.044a53.829,53.829,0,0,0,5.772-.222,9.505,9.505,0,0,1,1.34-.088h1.34a4.428,4.428,0,0,1,.821-.258l.825-.178a15.178,15.178,0,0,1,1.855.444,3.028,3.028,0,0,1,1.031-.534,4.039,4.039,0,0,1,1.443-.178,6.158,6.158,0,0,1,1.649.178,5.05,5.05,0,0,0,2.267.268q1.855-.088,3.813-.134T138.13,1.2q1.031,0,2.164-.044t2.37-.044q-.206-.088.412-.534h3.092q.412,0,.309.266t.928,0a5.845,5.845,0,0,1,1.443,0,31.833,31.833,0,0,0,5.359.088,21.471,21.471,0,0,1,6.8.178,5.236,5.236,0,0,0,1.031-.4q.412-.222.825-.4a.694.694,0,0,1,.137.07Z\" transform=\"translate(0 0.002)\"\/><\/svg><\/span><\/mark><\/span><\/p><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row full_height=&#8221;yes&#8221; columns_placement=&#8221;bottom&#8221; parallax=&#8221;enable_parallax&#8221; enable_content_animation=&#8221;yes&#8221; ca_init_scale_x=&#8221;1&#8243; ca_init_scale_y=&#8221;1&#8243; ca_init_opacity=&#8221;0&#8243; ca_an_scale_x=&#8221;1&#8243; ca_an_scale_y=&#8221;1&#8243; ca_an_opacity=&#8221;1&#8243; bg_position=&#8221;custom&#8221; enable_overlay=&#8221;yes&#8221; css=&#8221;.vc_custom_1663638594600{padding-bottom: 100px !important;background: #111214 url(https:\/\/lescourtiershypothecaires.ca\/wp-content\/uploads\/2022\/09\/juan-davila-P8PlK2nGwqA-unsplash.jpg?id=1118);background-position:center;background-repeat:-repeat;background-size:cover;}&#8221; responsive_css=&#8221;padding_top_large:200px|padding_bottom_large:200px|padding_right_medium:7%25|padding_bottom_medium:15vw|padding_left_medium:7%25&#8243; ca_duration=&#8221;1600&#8243; ca_start_delay=&#8221;850&#8243; ca_delay=&#8221;160&#8243; ca_init_translate_y=&#8221;25&#8243; bg_pos_h=&#8221;80%&#8221; bg_pos_v=&#8221;50%&#8221; overlay_bg=&#8221;rgba(0, 0, 0, 0.69)&#8221;][vc_column][\/vc_column][vc_column css=&#8221;.vc_custom_1608189980216{padding-top: 17px !important;}&#8221;][vc_separator color=&#8221;custom&#8221; accent_color=&#8221;rgba(255,255,255,0.23)&#8221;][\/vc_column][\/vc_row][vc_row parallax=&#8221;enable_parallax&#8221; css=&#8221;.vc_custom_1668135895780{padding-top: 50px !important;padding-bottom: 100px !important;background-image: url(https:\/\/lescourtiershypothecaires.ca\/wp-content\/uploads\/2022\/07\/drew-beamer-kUHfMW8awpE-unsplash.jpg?id=821) !important;background-position: center;background-repeat: no-repeat;background-size:cover;}&#8221;][vc_column][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;20&#8243; accent_color=&#8221;rgb(143, 143, 143)&#8221;][vc_raw_html]JTNDZGl2JTIwaWQlM0QlMjJzaW1wbGVfY2FsY3VsYXRvciUyMiUyMHN0eWxlJTNEJTIyYmFja2dyb3VuZCUzQSUyMGJsYWNrJTNCJTIwcGFkZGluZy10b3AlM0ElMjAzMHB4JTNCJTIwYm9yZGVyLXJhZGl1cyUzQSUyMDMwcHglMjIlM0UlM0MlMkZkaXYlM0UlMEElM0NzY3JpcHQlM0UlMEFqUXVlcnklMjhkb2N1bWVudCUyOS5yZWFkeSUyOGZ1bmN0aW9uJTI4JTI5JTIwJTdCJTBBJTIwJTIwJTIwJTIwalF1ZXJ5JTI4JTIyJTIzc2ltcGxlX2NhbGN1bGF0b3IlMjIlMjkuc2ltcGxlX2NhbGN1bGF0b3IlMjglMjdlbiUyNyUyQyUyMCUyN3ZlcnNpb24lM0RwZXJyZWF1bHQlMjclMjklM0IlMEElN0QlMjklM0IlMEElM0MlMkZzY3JpcHQlM0U=[\/vc_raw_html][vc_row_inner css=&#8221;.vc_custom_1730469660902{padding-top: 40px !important;padding-right: 10px [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2383","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Multi-Pr\u00eats Mortgage Calculator - Simplified Mortgage Payment Calculation<\/title>\n<meta name=\"description\" content=\"Discover the Multi-Pr\u00eats mortgage calculator to easily estimate your mortgage payments. Simulate payments, interest rates, and repayment terms in just a few clicks!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Multi-Pr\u00eats Mortgage Calculator - Simplified Mortgage Payment Calculation\" \/>\n<meta property=\"og:description\" content=\"Discover the Multi-Pr\u00eats mortgage calculator to easily estimate your mortgage payments. Simulate payments, interest rates, and repayment terms in just a few clicks!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/\" \/>\n<meta property=\"og:site_name\" content=\"Equipe Prospero | Courtiers hypoth\u00e9caires\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/specialistefinancementhypothecaire\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-01T14:19:35+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/mortgage-calculator\\\/\",\"url\":\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/mortgage-calculator\\\/\",\"name\":\"Multi-Pr\u00eats Mortgage Calculator - Simplified Mortgage Payment Calculation\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/#website\"},\"datePublished\":\"2022-06-13T20:42:40+00:00\",\"dateModified\":\"2024-11-01T14:19:35+00:00\",\"description\":\"Discover the Multi-Pr\u00eats mortgage calculator to easily estimate your mortgage payments. Simulate payments, interest rates, and repayment terms in just a few clicks!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/mortgage-calculator\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/mortgage-calculator\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/mortgage-calculator\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgage calculator\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/\",\"name\":\"Equipe Prospero | Courtiers hypoth\u00e9caires\",\"description\":\"Notre \u00e9quipe compte plus de 20 courtiers hypoth\u00e9caire Multi-Pr\u00eats dans les r\u00e9gions de Montr\u00e9al, Lanaudi\u00e8re, Laurentides et la rive sud de Montr\u00e9al.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/lescourtiershypothecaires.ca\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Multi-Pr\u00eats Mortgage Calculator - Simplified Mortgage Payment Calculation","description":"Discover the Multi-Pr\u00eats mortgage calculator to easily estimate your mortgage payments. Simulate payments, interest rates, and repayment terms in just a few clicks!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/","og_locale":"en_US","og_type":"article","og_title":"Multi-Pr\u00eats Mortgage Calculator - Simplified Mortgage Payment Calculation","og_description":"Discover the Multi-Pr\u00eats mortgage calculator to easily estimate your mortgage payments. Simulate payments, interest rates, and repayment terms in just a few clicks!","og_url":"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/","og_site_name":"Equipe Prospero | Courtiers hypoth\u00e9caires","article_publisher":"https:\/\/www.facebook.com\/specialistefinancementhypothecaire","article_modified_time":"2024-11-01T14:19:35+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/","url":"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/","name":"Multi-Pr\u00eats Mortgage Calculator - Simplified Mortgage Payment Calculation","isPartOf":{"@id":"https:\/\/lescourtiershypothecaires.ca\/en\/#website"},"datePublished":"2022-06-13T20:42:40+00:00","dateModified":"2024-11-01T14:19:35+00:00","description":"Discover the Multi-Pr\u00eats mortgage calculator to easily estimate your mortgage payments. Simulate payments, interest rates, and repayment terms in just a few clicks!","breadcrumb":{"@id":"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-calculator\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/lescourtiershypothecaires.ca\/en\/"},{"@type":"ListItem","position":2,"name":"Mortgage calculator"}]},{"@type":"WebSite","@id":"https:\/\/lescourtiershypothecaires.ca\/en\/#website","url":"https:\/\/lescourtiershypothecaires.ca\/en\/","name":"Equipe Prospero | Courtiers hypoth\u00e9caires","description":"Notre \u00e9quipe compte plus de 20 courtiers hypoth\u00e9caire Multi-Pr\u00eats dans les r\u00e9gions de Montr\u00e9al, Lanaudi\u00e8re, Laurentides et la rive sud de Montr\u00e9al.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/lescourtiershypothecaires.ca\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/lescourtiershypothecaires.ca\/en\/wp-json\/wp\/v2\/pages\/2383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lescourtiershypothecaires.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lescourtiershypothecaires.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lescourtiershypothecaires.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lescourtiershypothecaires.ca\/en\/wp-json\/wp\/v2\/comments?post=2383"}],"version-history":[{"count":11,"href":"https:\/\/lescourtiershypothecaires.ca\/en\/wp-json\/wp\/v2\/pages\/2383\/revisions"}],"predecessor-version":[{"id":3786,"href":"https:\/\/lescourtiershypothecaires.ca\/en\/wp-json\/wp\/v2\/pages\/2383\/revisions\/3786"}],"wp:attachment":[{"href":"https:\/\/lescourtiershypothecaires.ca\/en\/wp-json\/wp\/v2\/media?parent=2383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}