{"id":2376,"date":"2022-08-08T18:33:41","date_gmt":"2022-08-08T22:33:41","guid":{"rendered":"https:\/\/lescourtiershypothecaires.ca\/refinancement-hypothecaire\/"},"modified":"2026-05-03T16:16:15","modified_gmt":"2026-05-03T20:16:15","slug":"mortgage-refinancing","status":"publish","type":"page","link":"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-refinancing\/","title":{"rendered":"Mortgage Refinancing"},"content":{"rendered":"<p>[vc_row parallax=&#8221;enable_parallax&#8221; enable_content_animation=&#8221;yes&#8221; ca_init_scale_x=&#8221;1&#8243; ca_init_scale_y=&#8221;1&#8243; ca_init_opacity=&#8221;0&#8243; ca_an_scale_x=&#8221;1&#8243; ca_an_scale_y=&#8221;1&#8243; ca_an_opacity=&#8221;1&#8243; bg_position=&#8221;custom&#8221; enable_overlay=&#8221;yes&#8221; css=&#8221;.vc_custom_1664220339115{padding-bottom: 150px !important;background-color: #111214 !important;background-position: center;background-repeat: no-repeat;background-size: cover !important;}&#8221; responsive_css=&#8221;padding_top_large:150px|padding_bottom_large:150px|padding_right_medium:7%25|padding_bottom_medium:15vw|padding_left_medium:7%25&#8243; ca_duration=&#8221;1600&#8243; ca_start_delay=&#8221;850&#8243; ca_delay=&#8221;160&#8243; ca_init_translate_y=&#8221;25&#8243; bg_pos_h=&#8221;80%&#8221; bg_pos_v=&#8221;50%&#8221; overlay_bg=&#8221;rgba(0, 0, 0, 0.59)&#8221;][vc_column]<style>.ld_fancy_heading_6a05fd667524a h1{color:rgb(255, 255, 255);}.ld_fancy_heading_6a05fd667524a h1 {padding-top:100px !important;  } .ld_fancy_heading_6a05fd667524a .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_6a05fd667524a h1 {padding-top:100px !important;  } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_6a05fd667524a\">\n\t<h1 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default lqd-split-lines h1\"   data-split-text=\"true\" data-split-options='{\"type\":\"lines\"}'>  Mortgage Refinancing<\/h1><\/div><style>.ld_fancy_heading_6a05fd6675999 p{color:rgb(255, 255, 255);}.ld_fancy_heading_6a05fd6675999 p {font-size:17px; } .ld_fancy_heading_6a05fd6675999 p {line-height:28px; } .ld_fancy_heading_6a05fd6675999 p {--element-line-height:28px; } .ld_fancy_heading_6a05fd6675999 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;background:#b8952c!important;}.ld_fancy_heading_6a05fd6675999 p {font-size:17px; } .ld_fancy_heading_6a05fd6675999 p {line-height:28px; } .ld_fancy_heading_6a05fd6675999 p {--element-line-height:28px; } <\/style><div class=\"ld-fancy-heading text-center ld_fancy_heading_6a05fd6675999\">\n\t<p class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Thank you for answering these questions to better understand your needs and to offer you the best mortgage on the market.<\/p><\/div>[\/vc_column][\/vc_row][vc_row responsive_css=&#8221;padding_top_large:100px|padding_bottom_large:50px&#8221; css=&#8221;.vc_custom_1664220369566{padding-top: 50px !important;}&#8221;][vc_column]<style>.ld_fancy_heading_6a05fd6675f75 .lqd-highlight-inner{height:0.275em!important;bottom:0px!important;}<\/style><div class=\"ld-fancy-heading ld_fancy_heading_6a05fd6675f75\">\n\t<h1 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\"   >  Get advice on my mortage refinancing<\/h1><\/div><div id=\"ld_cf7_6a05fd667625e\" class=\"lqd-contact-form ld_cf7_6a05fd667625e\">\n\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f5086-o1\" lang=\"fr-FR\" dir=\"ltr\" data-wpcf7-id=\"5086\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/2376#wpcf7-f5086-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulaire de contact\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"5086\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"fr_FR\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f5086-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"row g-4\">\n\t<div class=\"col-12 col-lg-6\">\n\t\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-12 col-lg-6\">\n\t\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"row g-4\">\n\t<div class=\"col-12 col-lg-6\">\n\t\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" autocomplete=\"phone\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone\" value=\"\" type=\"tel\" name=\"your-phone\" \/><\/span> <\/label>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-12 col-lg-6\">\n\t\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"slt-pref\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"slt-pref\"><option value=\"\">Callback preference<\/option><option value=\"Anytimes\">Anytimes<\/option><option value=\"During the day only\">During the day only<\/option><option value=\"During the evening only\">During the evening only<\/option><option value=\"Morning\">Morning<\/option><option value=\"After-noon\">After-noon<\/option><\/select><\/span> <\/label>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"ld-fancy-heading ld_fancy_heading_69f78db0d2b72\">\n\t<h4 class=\"ld-fh-element lqd-highlight-underline lqd-highlight-grow-left text-decoration-default\" style=\"margin-bottom: 1em;\"  > Your mortgage refinancing informations\n\t<\/h4>\n<\/div>\n<div class=\"row g-4\">\n\t<div class=\"col-12 col-lg-6\">\n\t\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-hypotheque\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Amount of your current mortgage($)\" value=\"\" type=\"text\" name=\"your-hypotheque\" \/><\/span> <\/label>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-12 col-lg-6\">\n\t\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-montant-suppl\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Additionnal amount required ?\" value=\"\" type=\"text\" name=\"your-montant-suppl\" \/><\/span> <\/label>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"row g-4\">\n\t<div class=\"col-12 col-lg-6\">\n\t\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"your-valeur-propriete\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Value of your property ($)\" value=\"\" type=\"text\" name=\"your-valeur-propriete\" \/><\/span> <\/label>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col-12 col-lg-6\">\n\t\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"slt-banque\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"slt-banque\"><option value=\"\">Who is your current lender?<\/option><option value=\"Desjardins\">Desjardins<\/option><option value=\"National Bank\">National Bank<\/option><option value=\"Royal Bank of Canada (RBC)\">Royal Bank of Canada (RBC)<\/option><option value=\"Laurentian Bank (B2B)\">Laurentian Bank (B2B)<\/option><option value=\"TD Canada Trust\">TD Canada Trust<\/option><option value=\"Scotiabank\">Scotiabank<\/option><option value=\"CIBC\">CIBC<\/option><option value=\"Bank of Montreal (BMO)\">Bank of Montreal (BMO)<\/option><option value=\"First National\">First National<\/option><option value=\"MCAP\">MCAP<\/option><option value=\"Merix Financial\">Merix Financial<\/option><option value=\"Equitable Bank\">Equitable Bank<\/option><option value=\"Home Trust\">Home Trust<\/option><option value=\"Manulife Bank\">Manulife Bank<\/option><option value=\"Pentor Finance\">Pentor Finance<\/option><option value=\"HomEquity Bank\">HomEquity Bank<\/option><option value=\"Other\">Other<\/option><\/select><\/span> <\/label>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"row g-4\">\n\t<div class=\"col-12 col-lg-6\">\n\t\t<p><label> <span class=\"wpcf7-form-control-wrap\" data-name=\"slt-habite\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"slt-habite\"><option value=\"\">Will you be living in the property after the renewal?<\/option><option value=\"Yes\">Yes<\/option><option value=\"No\">No<\/option><\/select><\/span> <\/label>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"CALL ME BACK\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>[\/vc_column][\/vc_row][vc_row enable_content_animation=&#8221;yes&#8221; ca_init_scale_x=&#8221;0.85&#8243; ca_init_scale_y=&#8221;0.85&#8243; ca_init_opacity=&#8221;0&#8243; ca_an_scale_x=&#8221;1&#8243; ca_an_scale_y=&#8221;1&#8243; ca_an_opacity=&#8221;1&#8243; css=&#8221;.vc_custom_1664300467465{padding-bottom: 100px !important;}&#8221; ca_duration=&#8221;1800&#8243; ca_delay=&#8221;180&#8243; ca_init_translate_y=&#8221;65&#8243; ca_init_rotate_x=&#8221;-35&#8243;][vc_column enable_column_shadowbox=&#8221;yes&#8221; responsive_css=&#8221;padding_right_medium:90px|padding_left_medium:90px&#8221; css=&#8221;.vc_custom_1664300443405{margin-bottom: -100px !important;padding-top: 55px !important;padding-right: 15px !important;padding-bottom: 55px !important;padding-left: 15px !important;border-radius: 10px !important;}&#8221; 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text-decoration-default\"   >  Talk to an expert!<\/h2><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243; align=&#8221;text-center&#8221; responsive_align=&#8221;text-md-right&#8221;]<style>.ld_button_6a05fd6679847.btn-icon-solid .btn-icon{background:rgb(0, 0, 0);}.ld_button_6a05fd6679847.btn-icon-circle.btn-icon-ripple .btn-icon:before{border-color:rgb(0, 0, 0);}.ld_button_6a05fd6679847.btn-icon-solid:hover .btn-icon{background:rgb(255, 255, 255);}.ld_button_6a05fd6679847{background-color:rgb(0, 0, 0);border-color:rgb(0, 0, 0);color:rgb(255, 255, 255);}.ld_button_6a05fd6679847:hover{background-color:rgb(255, 255, 255);border-color:rgb(255, 255, 255);color:rgb(0, 0, 0);}.ld_button_6a05fd6679847 .btn-gradient-bg-hover{background:-webkit-linear-gradient(to right, rgb(255, 255, 255) 0%, rgb(255, 255, 255) 100%);background:linear-gradient(to right, rgb(255, 255, 255) 0%, rgb(255, 255, 255) 100%);}.ld_button_6a05fd6679847 .btn-gradient-border defs 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fa-phone-volume\"><\/i><\/span>\t\t\t<\/span>\n<\/a>\n[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row parallax=&#8221;enable_parallax&#8221; enable_content_animation=&#8221;yes&#8221; ca_init_scale_x=&#8221;1&#8243; ca_init_scale_y=&#8221;1&#8243; ca_init_opacity=&#8221;0&#8243; ca_an_scale_x=&#8221;1&#8243; ca_an_scale_y=&#8221;1&#8243; ca_an_opacity=&#8221;1&#8243; bg_position=&#8221;custom&#8221; enable_overlay=&#8221;yes&#8221; css=&#8221;.vc_custom_1664220339115{padding-bottom: 150px !important;background-color: #111214 !important;background-position: center;background-repeat: no-repeat;background-size: cover !important;}&#8221; responsive_css=&#8221;padding_top_large:150px|padding_bottom_large:150px|padding_right_medium:7%25|padding_bottom_medium:15vw|padding_left_medium:7%25&#8243; ca_duration=&#8221;1600&#8243; ca_start_delay=&#8221;850&#8243; ca_delay=&#8221;160&#8243; ca_init_translate_y=&#8221;25&#8243; 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[&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2376","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Our Mortgage Refinancing Service<\/title>\n<meta name=\"description\" content=\"Discover how refinancing works with the Prospero mortgage broker team\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/lescourtiershypothecaires.ca\/en\/mortgage-refinancing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Our Mortgage Refinancing Service\" \/>\n<meta property=\"og:description\" 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